1. 用英语介绍金融学专业
English Introction - Financing major
Training goal: This course aims at training the students into talents in economic management with financing know-how and professional skill in banking, securities, investment, insurance and so on.
Training detail: students of this major mostly study monetory banking, international financing, securities, investment and insurance etc. to be equiped with basic skills in financing pracise.
2. 一般学金融的能选什么工作英文作文
经济学人：加拿大的住宅市场
Finance and Economics; 财经；
Canada's housing market; 加拿大的住宅市场；
Time for a bigger needle; 该出手时就出手；
The latest attempt to prick a bubble;戳破泡沫的最新举措；
经济学人：
Canada's
reputation for financial regulation is starry. Its banksgot through the
crisis unscathed. According to Moody's, a ratings agency, Royal Bank of
Canadasits alongside HSBC and JPMorgan Chase in the top tier of global
banks. And Canadianpolicymakers are old hands at pulling
“macroprudential” levers of the sort now in vogue amongrich-world
central banks.
加拿大的金融监管一向广受赞誉.它的银行业在这场危机中做到了独善其身.根据评级机构穆迪的报告,加拿大皇家银行与汇丰银行以及摩根大通同列,跻身全球银行界的第一梯队.同时,加拿大的政策制定者也是运用宏观审慎政策的老手,这一政策如今也常被其他富国的央行使用.
But
questions still nag. Some say that Canada's banks are flattered by a
huge indemnity offeredby Canada Mortgage and Housing Corp (CMHC), a
public institution that insures mortgages witha loan-to-value ratio of
more than 80%. CHMC's book grew to 567 billion Canadian Dollar(557
billion Dollar) in 2011, up from 345 billion Canadian Dollar four years
earlier. And Canada'shousing market looks very frothy on some measures:
The Economist's analysis of price-to-rentratios suggests that Canadian
properties were about 75% above their long-run “fair value” in thefirst
quarter of 2012 (see chart). Although less than 0.5% of CHMC's mortgages
are in arrears, such exuberance is a worry. The central bank recently
labelled housing as “the most importantdomestic risk to financial
stability in Canada”.
但是,仍有问题缠身.部分人士认为,加拿大的银行被加拿大抵押和住房公司（CMHC）提供的巨额补偿
金美化了,CMHC是一家为贷款估值比率超过80%的抵押贷款提供保险的公共机构.在2011年,CHMC的抵押贷款额从四年前的3450亿增长到了
5670亿加元（合5570亿美元）.并且,从一些指标来看,加拿大的房地产充斥着泡沫：《经济学人》以房价租金比所做的分析显示,在2012年第一季
度,加拿大的物业价格高出它们的长期公允价值75%.纵然仅有低于0.5%的CHMC抵押贷款存在拖欠的情况,但这样的繁荣仍让人忧虑.最近,央行也冠以
楼市 “危及加拿大金融稳定性的最大国内隐患”.
Repeated efforts by policymakers to take the
heat out of housing have not had a noticeableeffect. So on June 21st Jim
Flaherty, the finance minister, had another go, his fourth in
fouryears. Some of the new measures were cosmetic. Buyers of homes worth
more than 1m Dollarhave been able to get mortgage-default insurance
from CMHC with a downpayment of only 5%. In practice, it is hard to find
buyers in this bracket who do not have lots of equity in their homes.
But after July 9th mortgages for homes of this value will not be
eligible for CMHC coverage.
政策制定者们给楼市降温的不断尝试并无明显成效.于是,在6月21日,加拿大财长吉姆·
费拉逖,在四年来第四次出台了一些新举措.新措施中的一些不过是表面功夫.价值过百万美元住宅的买主能得到由CMHC担保的债务违约保险以及首付仅付5%
的优惠待遇.而事实上,很少有这类购房者在购房时不以大量自有资金支付价款的.不过,在6月9日之后,这类住宅将不再适用于CMHC的保险范围.
Other
measures have more teeth. The maximum amortisation period for a
mortgage will now be25 years, down from 30. That should hurt demand:
last year about 40% of new mortgages werefor terms longer than that.
Refinancing a home will be allowed only up to 80% of its value, downfrom
85%. Homebuyers will have to demonstrate their housing costs are no
more than 39% oftheir gross household income. On top of Mr Flaherty's
measures, the Office of theSuperintendent of Financial Institutions,
Canada's banking regulator, slapped a loan-to-value limitof 65% on
borrowing against home equity.
其他那些则更为有力.抵押贷款最长还贷期限如今将从30年降低至25年.这势必将
减少需求：去年约有40%的新贷款的期限是超过25年的.允许的房屋再融资的上限从房屋价值的85%降至只有80%.购房者还须证明他们的住房支出不超过
家庭总收入的39%.费拉逖的举措中,紧随其后的是,加拿大的银行监管部门,联邦金融机构监督办公室,将贷款和自有资金间的贷款估值比率的限制猛降至
65%.
Craig Alexander, the chief economist for TD Financial Group,
estimates all this will be theequivalent of about a 1% rise in mortgage
rates for most homebuyers. He believes that willproce a slow unwinding
of the housing market. If he is right, and Mr Flaherty's
variousinterventions avoid the collateral damage that would be caused by
an actual interest-rate rise, Canada's admirers will have another thing
to swoon over.
多伦多道明银行金融集团首席经济学家,克雷格·亚历山大估计,所有这些措施对于购房者而言将等同于抵押贷款利率上
升1%.他认为这将促使房产市场缓慢回归.如果他的观点正确,并且费拉逖的各种干预手段能够避免可能引发实际利率上升的附带伤害,那么如此一来,加拿大的
崇拜者们又将有一个可以津津乐道的话题了.
3. 求好心人帮我写一篇英语作文，题目是“通过这门课我学到了些什么”课是金融英语。。谢谢！！！
What I Learn in the Financial English Class
Today's world is the world of economics, and in this society, which is full of financial crisis, we need to use more professional English to communicate with the people all over the world.
I'm so grateful that the university would let us learn financial English as a course. Through this course, I have not only improved my standard of English, but also enrich my financial knowledge, as well as my communication skills.
I’ve never known I can become more professional at the knowledge of financial, securities, credit, accounting, economics and statistics in this course. At first, I just wanted to learn English well, and I never think about the knowledge of the economics, which has become enriched as well.
In this course, I think the most meaningful lesson is about securities investment, I learned to read and ask foreign stock markets, as well as the financial statements and the stock market with the contacts of the company
In conclusion, I think that the financial English course makes sense, which gives us a window to explore the world.
我在金融英语课上学到的
当今的世界是经济的世界，在这个充满金融危机的当代社会，我们需要用更为专业的英语进行沟通。
我很庆幸学校开设了金融英语这门课。通过这门课，我不仅提高了英语水平，也丰富了金融知识，提高了交流能力。
在这门课上，我对金融、证券、信贷、会计、经济、统计的知识更加熟练，超越了我的预期。原本只是想学好英语，没想到这些有关经济专业的知识也变得丰富起来。
在这门课中，我认为最有意义的是关于证券投资那课，我学会了阅读和询问国外的股市，以及财务报表和股市、公司的联系。
总之，我认为金融英语这门课很有意义，使我们展望世界的一扇窗。
4. 英语作文《我为什么学金融》
你有一份快乐，和他人分享快乐就有了两份。你有一份烦恼，和他人分享，烦恼就剩专一半了属。分享是快乐的，是高尚的。
中午还是艳阳高照，到了下午，老天爷不知是遇到什么伤心事而大发脾气。天阴的可怕，瓢泼似的大雨急速从天空中落下来，撞击着地面，地上一会儿就变得湿漉漉的。
我走在回家的路上，雨打的伞噼里叭啦的响。我心中暗自庆幸，还好今天我有先见之明，带了把雨伞，不然不淋成落汤鸡才怪。
我走着走着，便抱怨起天来：什么怪天气呀！一会儿晴一会儿雨的，害我裤子都被打湿了半截。我越想越生气。
忽然，离我不远处不知从哪儿冒出一个和我年纪差不多的女孩，她没有带伞，浑身被雨淋的湿漉漉的，她还不时打个喷嚏。
我心中突然有一种冲动，想和她打一把伞，和她分享。但很快我脑海里又出现了另一种声音：“算了吧！我走我的，她走她的，互不相干。”
“可是，她好像要感冒了，老师不是常教育我们要帮助他人，学会和他人分享吗？”“别傻了吧！她一来你不就会淋着雨吗？”“不会的，我还是和她分享一把伞吧
5. 求一篇金融英语的的作文。
Beloved Robert:
Serve as me in this paragraph of financial crisis , receive your incoming letter I am elated. When you ask about an impact of my financial crisis over my family, sorrowfulness that I feel having a pick. Because of, financial crisis is hit by father mother in this unemployment , invisible income fall off. They often quarrel with money, I grip in the middle of will do being in a bind. At last , our family has found one answering measure: The family cuts down a disbursement , increases income! I am full of confidence to future , you have confidence to me? Does your family also have the effect accepting financial crisis? Am I glad to be able to have a conversation with you very much, how about you? Give me a reply as soon as possible please. Wish that you learn progressing , self's studies achieves success.
Your Chinese penfriend
Wang Hua
6. 关于金融危机的英语作文
What Caused The Financial Crisis?
I think we can sum up the cause of our current economic crisis in one word — GREED. Over the years, mortgage lenders were happy to lend money to people who couldn’ afford their mortgages. But they did it anyway because there was nothing to lose. These lenders were able to charge higher interest rates and make more money on sub-prime loans. If the borrowers default, they simply seized the house and put it back on the market. On top of that, they were able to pass the risk off to mortgage insurer or package these mortgages as mortgage-backed securities. Easy money!
and what went wrong with our financial system? The whole thing was one big scheme. Everything was great when houses were selling like hot cakes and their values go up every month. Lenders made it easier to borrow money, and the higher demand drove up house values. Higher house values means that lenders could lend out even bigger mortgages, and it also gave lenders some protection against foreclosures. All of this translates into more money for the lenders, insurers, and investors. Unfortunately, many borrowers got slammed when their adjustable mortgage finally adjusted. When too many of them couldn’t afford to make their payments, it causes these lenders to suffer from liquidity issue and to sit on more foreclosures than they could sell. Mortgage-backed securities became more risky and worth less causing investment firms like Lehman Brothers to suffer. Moreover, insurers like AIG who insured these bad mortgages also got in trouble.
The scheme worked well, but it reverses course and is now coming back to hurt everyone with a vengeance.
7. 为什么互联网金融很重要英语作文120字
因为现在是互联网金融时代，网络很发达，让你写120字的作业算是可以的，能写出很多东西的，不是是英语的话就比较多。
8. 选择金融专业的理由(翻译成英文)
finance的英文定义：
作名词n.
1.the commercial activity of providing funds and capital
2.the branch of economics that studies the management of money and other assets
3.the management of money and credit and banking and investments
作动词v.
1.obtain or provide money for
eg."Can we finance the addition to our home?"
2.sell or provide on credit
选择金融专业的好处 - The benefits of choosing the financial professionals
There will be plenty of benefits if you put your chioce to the financial professionals
First of all,you can get a large access to variety of jobs after your graation and in addition these jobs are all well paid.Like government,banks,security,stocks men,institutions of fanancial manage and so on.如果您选择金融专业，它将会为您带来莫大的好处
首先，在您毕业后，您会有很广阔的就业前景和各种各样的高薪职业。像 政府、公共事业单位、银行、保险、证券、金融管理机构等都可供您今后作为就业单位的参考。
Then what‘s more? It's a lifelong chioce.As is known to all,the 21th century is the century of fanance .people now are more concerned about what they will do in the future and how much they are paid.You may ask:"So what?". let me tell you my dear friends.That’s what we do ,in other words ,that's the market.好处还不止这些，选择金融专业还是一个终身的选择。众所周知，21世纪是一个经济的世纪。比起从前人们更加的关心自己在今后的就业以及薪酬问题。你可能会问，那又怎么样呢？我亲爱的朋友，让我来告诉你，那就是我们要做的事，换句话说，那就是我们的市场。
What are you still waiting for? You come and join it,and then you'll get a splendid future!
还在等待什么呢？赶快加入这个专业吧，他会为您带来一个辉煌的明天！
Ps：译的都快吐血了，纯纯的原版，望采纳！
9. 求一篇金融方面的英语作文
不是我写的，。是网路上搜索到的
Advantages of Getting a Loan from the Bank for My Studies
助学贷款的好处
I am a College student from a farmer's family in a mountaineous area. A year ago, I was admitted to a famous university. Before entering the university, I was told that the necessary expenses ring my four years' study would cost nearly fifty thousand yuan. My parents had collected all the money there was to collect, including the money borrowed from their relatives, but it was hardly enough to meet the needs. Then,good news came that I could resort to the bank for a loan. I thought it was a good idea and so I did it.
My decision was based on the following considerations:
First, with the loan I can pay the tuition and support my life on the campus.
Secondly, I don't have to depend on my parents who are always worrying about the enormous family expenditure.
Thirdly, I will always have the pressure upon me which forces me to study the hard way.
Fourthly, I have to live a very simple life and save every coin possible. To sooner liquidate the debt, I sometimes work as a home tutor, sometimes a door-to-door salesman, sometimes a restaurant waiter.
Finally, while doing part-time jobs, I have accumulated a lot of social experience, bitter sometimes, sweet occasionally but happy all the time.
I think the above are the advantages the loan from the bank has brought to me. They are beneficial not only to my studies at the university but also to my future career, because I firmly believe in the saying that "Harsh life proces a diligent and intelligent man."
可以不咯？
10. 以金融机构功能写一篇英文作文
I am a College student from a farmer's family in a mountaineous area.A year ago,I was admitted to a famous university.Before entering the university,I was told that the necessary expenses ring my four years' study would cost nearly fifty thousand yuan.My parents had collected all the money there was to collect,including the money borrowed from their relatives,but it was hardly enough to meet the needs.Then,good news came that I could resort to the bank for a loan.I thought it was a good idea and so I did it.
My decision was based on the following considerations:
First,with the loan I can pay the tuition and support my life on the campus.
Secondly,I don't have to depend on my parents who are always worrying about the enormous family expenditure.