英语写作模板大学生信用卡

㈠ 求一篇有关信用卡的英语作文，急！

英文作文，20分？
累不！！

㈡ 求一篇大学生使用信用卡利弊的英语作文

以下主要从信用卡使用后的影响上面来谈论利与弊，要点包括了过度消费危害和信用卡折扣等，具体如下：

Disadvantages of credit card use: it is easy for people to overspend. Once the money becomes digital, when we spend it, it is often more generous than spending money. Poor control will cause you to make ends meet; if you don't make repayments on time, high interest will be generated and your credit history will also be affected. Will increase the financial burden and the inconvenience of future personal loans.

信用卡使用弊端：容易让人过度消费，一旦钱变成了数字，我们花的时候，往往比花钞票更大方。控制不好，会造成入不敷出；如果没有按时还款，会产生高额的利息，还会影响你的信用记录。会增加经济负担和以后个人贷款的不便。

If a credit card is not swiped enough times every year, an annual fee will be incurred, and credit card withdrawals will be charged a handling fee.

信用卡如果每年刷不够次数会产生年费，信用卡提现是要收手续费的。

Credit card is good: when you use a credit card, you can enjoy discounts from partner merchants, such as Starbucks and other food discounts launched by China Merchants Bank; credit cards are safer, and general credit card withdrawals have a certain limit, such as Bank of Communications is 50% of your opening limit . There is no danger of having a password. Even if the password is lost, the loss is within a certain range.

信用卡好的地方：用信用卡消费，可以享受到合作商户给的折扣，比如招行推出的星巴克等美食折扣等；信用卡更安全，一般信用卡取现是有一定额度的，比如交行是你开通额度的50%。有密码一般不会有危险，即便丢失被破解密码，损失也在一定的范围内。

Credit cards can temporarily alleviate economic difficulties. For some people who have short-term financial difficulties, it is tantamount to sending charcoal in the snow. After all, there is no need to put down money and borrow money from others; a good credit history has certain convenience for applying for loans in the future. Get a higher loan amount.

信用卡可以暂时缓解经济困难，对于一些短时经济有困难的人，无异于雪中送炭，毕竟不用放下面子，向别人借钱；良好的信用记录，对以后申请贷款有一定的便利，有可能会获得更高额度的贷款。

㈢ 帮忙写篇英语作文《Credit Cards 》

天商大二的吧？还是写“课桌文化”吧，可讲的内容也多点，给你参考~

Desk culture has a long history, early in the last century, Mr. Lu xun was late for class because in the desk and engraved a "early" word, warning after his early. Now people on the desk of the lettering, make more and more numerous phenomenon ulterly changed the desk, many teachers to the students on the desk of the lettering actions have no alternative. Some teachers have DuoCi to his students talk about love, not in the desk desk lettering. But finally ended in failure.
How to look at "desk culture" become the student and teacher of a new topic. The students thought that "desk culture" in the most angry when his can vent, the mood, also can be in their most trouble, get a little comfort. The students thought that "desk culture" is the development of their advantage. And the teachers think "desk culture" in the classroom disrupt the students' attention, "desk culture" make numerous knives cut the desk. The teachers consider "desk culture" must stop.
I think "desk culture" is a double-edged sword, advantages and disadvantages, and its more harm than good. I think in the desk out of his emotions, not only damage the desk, and make students form a angry we must find things out bad manners. This is I had said the shortcoming place. Someone in the desk some words carved on the expression, not only oneself benefit, also can make sit in this position to benefit. This is I said the benefit.
For this, I come up with a solution "desk culture" kill two birds with one stone method. I think we can put a piece of paper in the desk, whenever his angry in paper out, if the paper to write full can change one again. This can make yourself out the mood, also won't harm the table. I hope I this method can make "desk culture" into a new era

课桌文化已经有很长的历史，早在上个世纪初，鲁迅先生曾因为上课迟到而在课桌上刻了一个“早”字，警示自己以后早到。现在人们在课桌上刻字的现象越来越多，使无数课桌面目全非，许多老师对学生们在课桌上刻字的行为都无可奈何。有些老师曾多次向自己的学生谈起爱护课桌，不要在课桌上刻字。可最后都以失败而告终。

如何看待“课桌文化”成为学生和老师的一个新话题。学生们认为“课桌文化”可以在自己最生气时，发泄一下情绪，也可以在自己最苦恼时，得到一丝安慰。学生们认为“课桌文化”是有利自己发展的。而老师们认为“课桌文化”在上课时扰乱学生们的注意力，“课桌文化”使无数课桌被刀子划破。老师们认为“课桌文化”必须杜绝。

我认为“课桌文化”是一把双刃剑，有利也有弊，而它的弊大于利。我认为在课桌发泄自己的情绪，不仅损伤了课桌，而且使学生们养成了一生气就必须找东西发泄的坏毛病。这是我说得弊处。有人在课桌上刻一些名言警句，不仅自己从中受益，也可以使坐在这个位置上的人受益。这是我说的益处。

为此，我想出了一个解决“课桌文化”两全其美的方法。我认为可以在课桌上贴一张纸，每当自己生气时可以在纸上发泄，如果这张纸写满时可以再换一张。这样既可以使自己发泄一下情绪，也不会损害桌子。我希望我这个方法可以使“课桌文化”步入一个新时代。

㈣ 急需两篇关于信用卡的好处的英语作文

Credit cards have had bad press over the past few months of the credit crunch they only cause more debt and have unfair rates of interest. . However, if a credit card is used in the correct way and you keep up with your payments, they can be very valuable in many aspects.

One of the most beneficial aspects of having a credit card is that it can help you to increase your credit score. If you have little borrowing experience, taking out a credit card helps to convey to other creditors that you are a responsible and reliable borrower.

Another benefit of owning a credit card is that it can be easier to buy things. Some companies, such as those in the travel sector like hotels, airlines and car rental companies prefer payment by credit card, and some do not accept cash payments at all. As well as this convenience, many card companies give insurance on large purchases. An example of this is when airline XL went bust in September,
A more obvious benefit of a credit card, and one of the main reasons people apply for a credit card, is that you have access to money ring emergencies. If you resist the temptation of spending the money on your credit card, you are left with a good sum of money to use when you most need it. You only pay interest on purchases or on cash withdrawals, so keeping a credit card at home (where you won't be able to spend on it) can be very valuable.

第二篇，
What Are the Advantages of Business Credit Cards?

Easier to obtain than lines of credit, these cards can help
the small business owner conserve cash while still buying the equipment and supplies needed to keep the business moving forward. Surveys report that more than 65 percent of small businesses now have credit cards, and this number continues to rise. Of course, not unlike personal credit cards, the same warnings hold true: Business credit cards must be used cautiously and only for the sake of the business.

Although business credit cards typically carry an annual fee, it is usually rather nominal. A number of advantages are evident in such business credit cards, including:
Another advantage of a business credit card is that by using it, you are demonstrating the growth of business while promoting it at the same time. Even someone running a home-based business gains more credibility when flashing a business credit card.

㈤ 英语作文：大学生使用信用卡的利弊

Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, otherwise known as “ money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.

But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.

However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

㈥ 急求关于对信用卡使用的看法的英语作文150个字

As long as people pass in front the ATM, you will find a golden card, just enter the password every yuan will laughingly out to my door.
A small card why so magical? Original ah, credit card is invisible to the naked eye, bar code and magnetic film when using computer to identify the magnetic film code and your password mistake, immediately ATM screen showed the words "services". At this time. You can open the "cash out" function keys, the output into a number of gold. When you put forward the cash, it will give you a ticket hit the printing of the date of cash. After that, the screen will show the words "service", at the same time credit card freely smartly returned to your hand.
With a credit card is really convenient！
一定要采纳!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

㈦ 关于一些银行开始向大学生开放信用卡业务的英语作文

英文的写不好

㈧ 如何写一篇关于信用卡在生活中的重要性的英语作文

The Advantages and Disadvantages of Credit Card

关于信用卡优缺点

Personal credit cards are becoming more common in China.Banks and other financial institutions are encouraging their customers to change the way they buy things.Credit cards, known as “plastic money”, are being offered on very good terms to encourage the change.Consumers will be able to “buy now, pay later”, and many see this as an advantage.

个人信用卡在中国变得越来越普遍。银行和其他金融机构都鼓励他们的客户改变买东西的方式。信用卡，称为“塑料钱”，正在提供非常良好的条件来鼓励改变。消费者将能够享受“先购买，后付款”，很多人认为这是一个优势。

But people need to be careful.There are dangers associated with credit cards.Some people find it very easy to exceed their budget.They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt.The credit cards often charge a high rate of interest, which exacerbates the problems for these people.

但人们要小心。信用卡伴随危险。有些人发现很容易超过自己的预算。他们试图购买他们并不真正需要的商品，并迅速由于债务负担过重。信用卡往往收取较高的利率，这加剧了这些问题。

However, used wisely credit cards can improve the quality of people’s lives.They can give people access to money to meet sudden unplanned expenses.Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

但是，理性的使用信用卡可以提高人们的生活质量。他们可以得到钱来付突然的，意料之外的费用。处理得当，它们可以让人们控制他们每月的支出和记录下他们的每个月所花的钱的报表。

㈨ 关于信用卡的英语作文

As mentioned in an early article, there are two types of credit cards: secured and unsecured. This article will explore some of the issues of secured credit cards.

What is a secured credit card?

A secured card is a credit card that requires you to deposit a certain amount of money into a savings account, money market account, or certificate of deposit. The minimum amount usually ranges between $200 and $500 but this will vary from one company to another. Your deposit is considered your security and some card issuers will even allow the deposit to earn interest.

The amount that you deposit into the account is your credit limit. You should understand that sometimes the limit will be for the full amount that you put into the account but with some companies your limit may be a percentage of the total amount that you deposited.

A secured credit card is not a debit card. This is important to understand because if full payments are not made each month, interest will be charged on the outstanding balance.

Who should consider using secured credit cards?

If you have no credit history at all, using a secured credit card can be a good way to begin establishing your credit. Many young people who are just starting out may choose this as an option.

If you have bad credit, you may wish to use a secured credit card to help you improve your credit score. In addition, a secured credit card may be the only source you will have for obtaining a credit card. There are some transactions that require the use of a credit card. This might include car rentals or hotel reservations. If you need to make those types of transactions and cannot get an unsecured credit card, this might be the only way you can get a true credit card.

What to look for in a secured credit card:

Interest Rate: Do not be fooled into thinking that because you have no credit history or a bad credit report that you have to settle for exorbitant interest rates. Make it a point to shop around for the lowest rates that you qualify for before you apply for a secured credit card.

Fees: Pay close attention to any fees that will be charged to you or to your account once it is opened. There are some companies that will charge ridiculously high fees that will rece your initial deposit before you even use the card. Stay away from those companies. Look for companies that have no fees whatsoever or for those companies that charge a small one-time fee to set up the account. Annual fees for attractive secured cards typically range from $20-$35.

Scams: It is sad to say that there are companies out there who are in the business of ripping people off. They prey on the vulnerability of those who may be in a credit crunch. Some of the things they do include promises of getting you "quick credit" for a price. Another popular scam is to ask you to call a 900 phone number for "secrets" to getting a credit card or credit repair. Your phone company will charge you a high rate for using a 900 number and you never get the information that was offered.

The best advice to avoid secured credit card scams is that if it sounds too good to be true it is. Use your common sense and do not be taken by these crooks.

Credit Improvement Issues: Even with a very good payment history on your secured card it can takes many months before you begin to see improvement in your credit record. You have to be patient when repairing bad credit. You also have to be smart. Make sure that the company that issues the secured credit card to you will report your good payment history to the three big credit reporting agencies. Not all companies report and if they do not report you are simply wasting your time.

Keep in mind that they will also report your bad payment history if you do not pay on time. Be careful and make your payments on time each and every month.